Ayushman card is one of India’s ground-breaking health initiatives aimed at providing free health coverage to its less privileged citizens. If you want to know how to proceed with the Ayushman card download, then this step-by-step guide will definitely help you. Not only will we guide you on how to download the card, but we will also throw some light on the health insurance tax benefit you can enjoy with the Ayushman card.
What Is Ayushman Bharat Yojana?
Before delving into the particulars of Ayushman card download, it is good to understand what Ayushman Bharat Yojana is all about. Also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), this is a scheme established by the Indian government with the sole aim of providing free health coverage to at least 40% of the less privileged Indians across different states.
The Ayushman card is the tool one needs to access health services in empanelled hospitals under this scheme. The card bears the holder’s name, age, family identification details, and a QR code. With this card, one can get free medical treatment in any government or private hospital under PMJAY across the country.
Step-by-Step Ayushman Card Download Guide
Here are the steps to initiate your Ayushman card download process.
1. Visit the Ayushman Bharat Yojana official website.
2. Once you reach the homepage, look for the “Hospitals” button on the top right corner and click on it.
3. From the drop-down menu options, select “Beneficiary Identification System.”
4. A new page will appear where you need to enter your mobile number in the allocated field.
5. Enter the CAPTCHA code and click on the “Generate OTP” button.
6. You will receive the OTP on your registered mobile number. Confirm it.
7. Once confirmed, you’ll be redirected to the main page.
8. Here, select ‘Search by name’ and input your name or your registered mobile number to initiate the search.
9. Your Ayushman card details will appear on the screen.
10. Select the “HHD Number” linked to your name.
11. You will then be redirected to a page showing your Ayushman Bharat card.
12. Click on “Download” to get your Ayushman card downloaded and printed.
Enjoying Health Insurance Tax Benefit with Ayushman Card
Beyond the free health coverage it provides, the Ayushman card also offers health insurance tax benefit, making it one of the few health insurance cards that offer double advantages. When you utilize medical services using the Ayushman card, the expenses you incur are considered for deduction under section 80D of the Income Tax Act.
So, besides the relief of financial burden thanks to the free treatment, you can also enjoy tax deductions. As an Ayushman cardholder, you could potentially get tax deductions up to Rs. 25,000 in a year. This figure could go as high as Rs. 50,000 if the cardholder is a senior citizen above 60 years.
To make the process even more convenient, you can use the Bajaj Finserv app. Download the Bajaj Finserv app and follow the steps to access the Ayushman card and explore its benefits.
Conclusion
The Ayushman Bharat Yojana is not just a venture to provide free medical care to underprivileged Indians, but it also acts as a subtle tax saving tool that eases the bearer’s financial obligations. The process of Ayushman card download is also straightforward and can be done in a matter of minutes. With the Ayushman card, medical support for those who need it the most is as good as guaranteed. Moreover, the provision of health insurance tax benefits is another golden feather added to this initiative’s cap.
